Best mortgage rates available this week.

HSBC’s 85% LTV 2-year fix at 2.84% has been selected after it was reduced by 0.10%.

The product has no fees, includes a free valuation and free legals for remortgages.

Eleanor Williams, finance expert at Moneyfacts, said: “This week, HSBC made a number of amendments across its range.

“Coupled with the reduced rate, this deal also benefits from there being no fee to pay, and those hoping to keep any mortgage set-up costs to a minimum may be further pleased to note that there is also an incentive package available.

“On balance, this product achieves a place in our top rate tables and earns an Outstanding Moneyfacts product rating.”

The newly launched 80% LTV 2-year fix at 1.95% from Nottingham Building Society is also included.

This deal has no fees, a free valuation and is available to remortgage customers.

Eleanor Williams, said: “Nottingham Building Society launched a number of new products in its update this week.

“Offered via intermediaries, this option is priced at a competitive 1.95%.

“With no fee payable and a comprehensive incentive package of free valuation and free legal fees, this may be an attractive proposition for those looking to refinance their home while keeping any outlay to a minimum.

“This combination of features secures this product an Excellent Moneyfacts product rating.”

Furthermore, NatWest Intermediary Solutions’ 75% LTV 5-year fix at 1.63% was featured in Moneyfacts’ product list.

This offering has a £995 fee, free valuations and is available for purchases only.

Williams, said: “In addition to launching new products for those remortgaging at 90% loan-to-value, NatWest Intermediary Solutions has made selected rate reductions to some of its fixed rate products as well.

“Receiving a cut of 0.23%, the 75% loan-to-value 5-year fixed rate option is now priced at 1.63%.

“Available via intermediaries, the rate cut sees this become one of the lowest available in this sector of the market.

“Overall the deal receives an Outstanding Moneyfacts product rating.”

Written by: Houseladder